Try using HousingMaps.com . Most likey you use Craigslist to find a rental property and if so Housing Maps is a Craigslist Mashup (what’s a mashup?).  It combines rental listing from CL with google maps and let’s you sort by price range and all the variables offered on Cl already.  It’s a handy tool that can save you time clicking and mapping prospective locations.

I read this article from the San Jose Mercury News and it looks to me like Foreclosure trends in California are lagging the nation.

While 29% of foreclosure in the first quarter for the nation were made up of fixed rate mortgage or loans considered only for the most credit worthy California’s number stood at 19%

The increase in fixed rate loan foreclosures is attributed to the overall health of the economy and rise in unemployment.  In this California Loan Modification office this is the number one hardship faced with sub-prime and other mortgage holders.

So, why are the number for fixed rate loan foreclosure so much lower in CA?  Is California’s real estate market lagging the nation, is it because of higher average home prices, and a higher cost of living?

The California Loan Modification office of Trinity Mutual offers loan modification services to Spanish speakers.  They are a DRE licensed Loan Modification company along with attorney services and forensic loan document review.

Whether your mortgage was created lawfully or not will be determined by an attorney, further you they offer full financial review prior to accepting any fees.  You will receive an objective review of your position and the possibility of a getting your mortgage loan modified instantly.

The Center For Responsible lending reported that there has been 1 Million Foreclosure filed so far in the U.S. for 2009.  That’s an average of 6500 foreclosures/day, and this number is estimated to hit 2.4 millon by the end of the year based on trends

Meanwhile the Mortgage Relief Plan launched by the Obama Administration has helped about 60K homeowners. We consider this to be a very insignificant portion of a BAILOUT simply by looking at the numbers above and the magnitude of the housing crisis.  60K vs 1 Million will not get us out of the housing crisis.  At the same time it’s better than nothing, right?

The bottom line is you need to reduce your house payments in order to make the house affordable.  With unemployment rates increasing and in effect creating doward pressure on wages there is no other option than to consider loan modification.  It can’t hurt to try and reduce your payments on a home loan that is underwater.  Trying is free, and the worst thing that will happen is that the bank will say No.

If you need a loan modification company to help you understand your option contact Trinity Loan Modification .